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Collection Policy


Delinquent Assessment Collection Policy

30 to 90 days prior to beginner of fiscal year

Civil Code 5320 and 5310 (a)(7)

Prompt payment of Assessments by all owners is critical to the financial health of the Association and to the enhancement of the property values of our homes. Your Board of Directors takes very seriously its obligation under the Declaration of Covenants, Conditions and Restrictions (CC&Rs) and the California Civil Code to enforce the members’ obligation to pay assessments. The policies and practices outlined shall remain in effect until such time as they may be changed, modified, or amended by a duly adopted resolution of the Board of Directors.

Therefore, pursuant to the CC&R’s and Civil Code Section 5320, the following are the Associations assessment practices and policies:
1. Assessments are due on the first (1st) day of each month and delinquent if not received by the fifteenth (15th) day of each month. A statement of account will be mailed to each owner of record by the 27th of the month preceding the assessment due date. If a special assessment is necessary, you will be notified in advance of the amount and due date.

2. In the event an assessment is not received within fifteen (15) days after it is due, you will be required to pay the Association a late charge in an amount equal to ten percent (10%) of the delinquent balance or $10.00 whichever is greater.

3. Interest at the rate of twelve percent (12%) per annum will be added to your account beginning thirty (30) days after the original due date.

4. In the event an assessment is not received within thirty (30) days after the original due date, a letter will be mailed to the owner of record reminding payment is overdue.

5. In the event an assessment is not received within forty-five (45) days of the original due date a Notice of Delinquent Assessment letter (Attachment A) will be sent to the owner by certified mail.

6. In the event all delinquent assessments, fees, costs, and charges are not paid in full within thirty (30) days of receipt of the Notice of Delinquent Assessment letter, a lien will be recorded with the Los Angeles County Recorder’s Office. Within ten (10) days after the lien is recorded the lien will be sent to the owner by certified mail along with a letter stating that if full payment is not made to the Association within thirty (30) days from receipt of the letter a Notice of Default will be recorded against the property to commence the foreclosure proceeding.

7. Once the foreclosure procedure begins, it will continue until the foreclosure sale actually takes place, unless the total amount due to the Association, including all delinquent regular, special assessments, late charges, lien fees, trustee’s fees, attorney’s fees, and any other charges against the property are paid in full.

8. In the event a senior lien holder forecloses on the property, the Association will proceed to obtain a personal money judgment against the owner for all amounts which are due and owing to the Association in connection with the Lot.

9. The Board of Directors reserves its rights, on behalf of the Association, to collect delinquent assessments through Small Claims Court, or any other remedy available at law, or in equity.

10. A copy of the statutorily required “NOTICE ASSESSMENTS AND FORECLOSURE” is provided as Attachment B. 
This policy was duly adopted by the action of the Board of Directors on _________________ and shall be effective as of ________________. 
Board of Directors 
Homeowner Association 
Attachment A 



1. Pursuant to Civil Code §1367.1, a lien will be placed on the property at unless all delinquent assessments, fees, costs, and charges are paid in full within 30 days of receipt of the postmark of this notice. The amount of the delinquent assessment is as follows:

a. Delinquent (regular, special or reimbursement) assessment(s) for the period from 
through at a rate of For a total amount of 

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